What is Balance Funds

Please select which user group you belong to.

Important information

Please read this important information and accept the following terms of use before accessing the website.

The website, including all information available, is aimed exclusively at persons who meet the criteria relating to the selected investor type and country.

  • This website, including any information available, is not aimed at, or intended for sale to, or should not be used by any person or entity who is a resident or citizen of any country or who has their place of business or registered office in any country within which a distribution, publication, availability or use would violate the applicable laws or regulations or within IPConcept (Luxembourg) SA would violate a registration or license requirement.
  • This website, including all information available, constitutes neither an offer to sell nor a solicitation of an offer to buy units / shares of the funds presented on this website.
  • US persons are prohibited from accessing this website under any circumstances:
    This website, including all information available, is not intended for sale to US persons and therefore constitutes neither an offer to sell nor a solicitation of an offer to buy units / shares in the United States of America to or for the benefit of US persons represent.
  • The content of this website is published by IPConcept (Luxembourg) S.A., 4, rue Thomas Edison L-1445 Strassen, Luxembourg, R.C.S. Luxembourg: B 82 183.
    IPConcept (Luxembourg) S.A. has been approved as an EU management company in accordance with Chapter 15 of the Law of December 17, 2010 and as an Alternative Investment Fund Manager (AIFM) in accordance with Articles 5 to 19 of the Law of July 12, 2013 and is subject to supervision by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg.
  • Fund type, country of origin, applicable legal provisions, the competent supervisory authority of the fund and the EU management company or the AIFM are contained in the relevant legal fund documents.
  • The information contained on this website does not constitute investment advice. The funds may not be suitable or appropriate for all investors. The information does not take into account the individual circumstances, investment objectives, financial situation or the specific needs of investors. If you have any doubts as to whether an investment is suitable / appropriate for you, please consult your financial advisor or independent financial advisor before making any investment or financial decisions.
    Under NO circumstances should this information be construed as legal or tax advice.
  • The current versions of the fund prospectuses and other documents (e.g. key investor information documents (KIIDs), annual report, semi-annual report) are available on this website and can be obtained on request from IPConcept (Luxembourg) SA in a language accepted in the country you have selected . The availability of documents depends on the type of fund, type of investor and country.
  • These documents, as well as other country-specific documents, may also be available from other local offices, as indicated in every fund prospectus.
  • In order to be able to make investment decisions on an informed basis, please read the relevant legal documents, which must be provided to any investor prior to investing. Please ensure that you understand the nature of each fund and the specific risks involved in order to determine whether a fund is a suitable product for you.
  • Be aware of the following risks:
    • Past performance relates to the past. Past performance is no guarantee of future returns and can be misleading. Future returns will depend on market developments, the skills of the fund manager, the risk of the fund and subscription, management and redemption fees. The calculation method for the performance is determined in accordance with the specifications contained in each local regulation.
    • The value of the shares / shares and the expected income can go down as well as up and you can lose all of your investment. The return can be negative due to losses.
    • Fluctuations in exchange rates can cause the value of the underlying foreign investments to decrease or increase. Fluctuations in exchange rates may adversely affect the value or income (if any) of the Funds.
    • The amount of tax benefits or tax liabilities depends on the individual circumstances and can change from time to time. Investors should therefore consult their tax advisers regarding the tax implications of buying or selling funds and receiving distributions in relation to funds.
  • The information and documents contained on this website are current at the time of publication.
  • The information and documents provided - as well as the terms of use for access to and use of this information and documents - can be changed without prior notice.

By clicking "ACCEPT" you confirm that you:

  • meet the criteria of the type of investor you have selected;
  • Have your permanent residence / registered office in the country you have selected;
  • are legally entitled to access this website and are not a US person;
  • have read and understood the “important information” together with the “terms of use” and that you agree to them.

If you are not authorized to access this website, including all available information, or if you need to change your previous selection, please return to the country page or leave this website.

Important information

Please read this important information and accept the following terms of use before accessing the website.

The website, including all information available, is aimed exclusively at persons who meet the criteria relating to the selected investor type and country.

  • This website, including any information available, is not aimed at, or intended for sale to, or should not be used by any person or entity who is a resident or citizen of any country or who has their place of business or registered office in any country within which a distribution, publication, availability or use would violate the applicable laws or regulations or within IPConcept (Luxembourg) SA would violate a registration or license requirement.
  • This website, including all information available, constitutes neither an offer to sell nor a solicitation of an offer to buy units / shares of the funds presented on this website.
  • US persons are prohibited from accessing this website under any circumstances:
    This website, including all information available, is not intended for sale to US persons and therefore constitutes neither an offer to sell nor a solicitation of an offer to buy units / shares in the United States of America to or for the benefit of US persons represent.
  • The content of this website is published by IPConcept (Luxembourg) S.A., 4, rue Thomas Edison L-1445 Strassen, Luxembourg, R.C.S. Luxembourg: B 82 183.
    IPConcept (Luxembourg) S.A. has been approved as an EU management company in accordance with Chapter 15 of the Law of December 17, 2010 and as an Alternative Investment Fund Manager (AIFM) in accordance with Articles 5 to 19 of the Law of July 12, 2013 and is subject to supervision by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg.
  • Fund type, country of origin, applicable legal provisions, the competent supervisory authority of the fund and the EU management company or the AIFM are contained in the relevant legal fund documents.
  • The information contained on this website does not constitute investment advice. The funds may not be suitable or appropriate for all investors. The information does not take into account the individual circumstances, investment objectives, financial situation or the specific needs of investors. If you have any doubts as to whether an investment is suitable / appropriate for you, please consult your financial advisor or independent financial advisor before making any investment or financial decisions.
    Under NO circumstances should this information be construed as legal or tax advice.
  • The current versions of the fund prospectuses and other documents (e.g. key investor information documents (KIIDs), annual report, semi-annual report) are available on this website and can be obtained on request from IPConcept (Luxembourg) SA in a language accepted in the country you have selected . The availability of documents depends on the type of fund, type of investor and country.
  • These documents, as well as other country-specific documents, may also be available from other local offices, as indicated in every fund prospectus.
  • In order to be able to make investment decisions on an informed basis, please read the relevant legal documents, which must be provided to any investor prior to investing. Please ensure that you understand the nature of each fund and the specific risks involved in order to determine whether a fund is a suitable product for you.
  • Be aware of the following risks:
    • Past performance relates to the past. Past performance is no guarantee of future returns and can be misleading. Future returns will depend on market developments, the skills of the fund manager, the risk of the fund and subscription, management and redemption fees. The calculation method for the performance is determined in accordance with the specifications contained in each local regulation.
    • The value of the shares / shares and the expected income can go down as well as up and you can lose all of your investment. The return can be negative due to losses.
    • Fluctuations in exchange rates can cause the value of the underlying foreign investments to decrease or increase. Fluctuations in exchange rates may adversely affect the value or income (if any) of the Funds.
    • The amount of tax benefits or tax liabilities depends on the individual circumstances and can change from time to time. Investors should therefore consult their tax advisers regarding the tax implications of buying or selling funds and receiving distributions in relation to funds.
  • The information and documents contained on this website are current at the time of publication.
  • The information and documents provided - as well as the terms of use for access to and use of this information and documents - can be changed without prior notice.

By clicking "ACCEPT" you confirm that you:

  • meet the criteria of the type of investor you have selected;
  • Have your permanent residence / registered office in the country you have selected;
  • are legally entitled to access this website and are not a US person;
  • have read and understood the “important information” together with the “terms of use” and that you agree to them.

If you are not authorized to access this website, including all available information, or if you need to change your previous selection, please return to the country page or leave this website.

Important information

Please read this important information and accept the following terms of use before accessing the website.

The website, including all information available, is aimed exclusively at persons who meet the criteria relating to the selected investor type and country.

  • This website, including any information available, is not aimed at, or intended for sale to, or should not be used by any person or entity who is a resident or citizen of any country or who has their place of business or registered office in any country within which a distribution, publication, availability or use would violate the applicable laws or regulations or within IPConcept (Luxembourg) SA would violate a registration or license requirement.
  • This website, including all information available, constitutes neither an offer to sell nor a solicitation of an offer to buy units / shares of the funds presented on this website.
  • US persons are prohibited from accessing this website under any circumstances:
    This website, including all information available, is not intended for sale to US persons and therefore constitutes neither an offer to sell nor a solicitation of an offer to buy units / shares in the United States of America to or for the benefit of US persons represent.
  • The content of this website is published by IPConcept (Luxembourg) S.A., 4, rue Thomas Edison L-1445 Strassen, Luxembourg, R.C.S. Luxembourg: B 82 183.
    IPConcept (Luxembourg) S.A. has been approved as an EU management company in accordance with Chapter 15 of the Law of December 17, 2010 and as an Alternative Investment Fund Manager (AIFM) in accordance with Articles 5 to 19 of the Law of July 12, 2013 and is subject to supervision by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg.
  • Fund type, country of origin, applicable legal provisions, the competent supervisory authority of the fund and the EU management company or the AIFM are contained in the relevant legal fund documents.
  • The information contained on this website does not constitute investment advice. The funds may not be suitable or appropriate for all investors. The information does not take into account the individual circumstances, investment objectives, financial situation or the specific needs of investors. If you have any doubts as to whether an investment is suitable / appropriate for you, please consult your financial advisor or independent financial advisor before making any investment or financial decisions.
    Under NO circumstances should this information be construed as legal or tax advice.
  • The current versions of the fund prospectuses and other documents (e.g. key investor information documents (KIIDs), annual report, semi-annual report) are available on this website and can be obtained on request from IPConcept (Luxembourg) SA in a language accepted in the country you have selected . The availability of documents depends on the type of fund, type of investor and country.
  • These documents, as well as other country-specific documents, may also be available from other local offices, as indicated in every fund prospectus.
  • In order to be able to make investment decisions on an informed basis, please read the relevant legal documents, which must be provided to any investor prior to investing. Please ensure that you understand the nature of each fund and the specific risks involved in order to determine whether a fund is a suitable product for you.
  • Be aware of the following risks:
    • Past performance relates to the past. Past performance is no guarantee of future returns and can be misleading. Future returns will depend on market developments, the skills of the fund manager, the risk of the fund and subscription, management and redemption fees. The calculation method for the performance is determined in accordance with the specifications contained in each local regulation.
    • The value of the shares / shares and the expected income can go down as well as up and you can lose all of your investment. The return can be negative due to losses.
    • Fluctuations in exchange rates can cause the value of the underlying foreign investments to decrease or increase. Fluctuations in exchange rates may adversely affect the value or income (if any) of the Funds.
    • The amount of tax benefits or tax liabilities depends on the individual circumstances and can change from time to time. Investors should therefore consult their tax advisers regarding the tax implications of buying or selling funds and receiving distributions in relation to funds.
  • The information and documents contained on this website are current at the time of publication.
  • The information and documents provided - as well as the terms of use for access to and use of this information and documents - can be changed without prior notice.

By clicking "ACCEPT" you confirm that you:

  • meet the criteria of the type of investor you have selected;
  • Have your permanent residence / registered office in the country you have selected;
  • are legally entitled to access this website and are not a US person;
  • have read and understood the “important information” together with the “terms of use” and that you agree to them.

If you are not authorized to access this website, including all available information, or if you need to change your previous selection, please return to the country page or leave this website.

×

Please select which user group you belong to.

Important information

Please read this important information and accept the following terms of use before accessing the website.

The website, including all information available, is aimed exclusively at persons who meet the criteria relating to the selected investor type and country.

  • This website, including any information available, is not aimed at, or intended for sale to, or should not be used by any person or entity who is a resident or citizen of any country or who has their place of business or registered office in any country within which a distribution, publication, availability or use would violate the applicable laws or regulations or within IPConcept (Luxembourg) SA would violate a registration or license requirement.
  • This website, including all information available, constitutes neither an offer to sell nor a solicitation of an offer to buy units / shares of the funds presented on this website.
  • US persons are prohibited from accessing this website under any circumstances:
    This website, including all information available, is not intended for sale to US persons and therefore constitutes neither an offer to sell nor a solicitation of an offer to buy units / shares in the United States of America to or for the benefit of US persons represent.
  • The content of this website is published by IPConcept (Luxembourg) S.A., 4, rue Thomas Edison L-1445 Strassen, Luxembourg, R.C.S. Luxembourg: B 82 183.
    IPConcept (Luxembourg) S.A. has been approved as an EU management company in accordance with Chapter 15 of the Law of December 17, 2010 and as an Alternative Investment Fund Manager (AIFM) in accordance with Articles 5 to 19 of the Law of July 12, 2013 and is subject to supervision by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg.
  • Fund type, country of origin, applicable legal provisions, the competent supervisory authority of the fund and the EU management company or the AIFM are contained in the relevant legal fund documents.
  • The information contained on this website does not constitute investment advice. The funds may not be suitable or appropriate for all investors. The information does not take into account the individual circumstances, investment objectives, financial situation or the specific needs of investors.If you have any doubts as to whether an investment is suitable / appropriate for you, please consult your financial advisor or independent financial advisor before making any investment or financial decisions.
    Under NO circumstances should this information be construed as legal or tax advice.
  • The current versions of the fund prospectuses and other documents (e.g. key investor information documents (KIIDs), annual report, semi-annual report) are available on this website and can be obtained on request from IPConcept (Luxembourg) SA in a language accepted in the country you have selected . The availability of documents depends on the type of fund, type of investor and country.
  • These documents, as well as other country-specific documents, may also be available from other local offices, as indicated in every fund prospectus.
  • In order to be able to make investment decisions on an informed basis, please read the relevant legal documents, which must be provided to any investor prior to investing. Please ensure that you understand the nature of each fund and the specific risks involved in order to determine whether a fund is a suitable product for you.
  • Be aware of the following risks:
    • Past performance relates to the past. Past performance is no guarantee of future returns and can be misleading. Future returns will depend on market developments, the skills of the fund manager, the risk of the fund and subscription, management and redemption fees. The calculation method for the performance is determined in accordance with the specifications contained in each local regulation.
    • The value of the shares / shares and the expected income can go down as well as up and you can lose all of your investment. The return can be negative due to losses.
    • Fluctuations in exchange rates can cause the value of the underlying foreign investments to decrease or increase. Fluctuations in exchange rates may adversely affect the value or income (if any) of the Funds.
    • The amount of tax benefits or tax liabilities depends on the individual circumstances and can change from time to time. Investors should therefore consult their tax advisers regarding the tax implications of buying or selling funds and receiving distributions in relation to funds.
  • The information and documents contained on this website are current at the time of publication.
  • The information and documents provided - as well as the terms of use for access to and use of this information and documents - can be changed without prior notice.

By clicking "ACCEPT" you confirm that you:

  • meet the criteria of the type of investor you have selected;
  • Have your permanent residence / registered office in the country you have selected;
  • are legally entitled to access this website and are not a US person;
  • have read and understood the “important information” together with the “terms of use” and that you agree to them.

If you are not authorized to access this website, including all available information, or if you need to change your previous selection, please return to the country page or leave this website.

Important information

Please read this important information and accept the following terms of use before accessing the website.

The website, including all information available, is aimed exclusively at persons who meet the criteria relating to the selected investor type and country.

  • This website, including any information available, is not aimed at, or intended for sale to, or should not be used by any person or entity who is a resident or citizen of any country or who has their place of business or registered office in any country within which a distribution, publication, availability or use would violate the applicable laws or regulations or within IPConcept (Luxembourg) SA would violate a registration or license requirement.
  • This website, including all information available, constitutes neither an offer to sell nor an invitation to submit an offer to buy units / shares of the funds presented on this website.
  • US persons are prohibited from accessing this website under any circumstances:
    This website, including all information available, is not intended for sale to US persons and therefore constitutes neither an offer to sell nor a solicitation of an offer to buy units / shares in the United States of America to or for the benefit of US persons represent.
  • The content of this website is published by IPConcept (Luxembourg) S.A., 4, rue Thomas Edison L-1445 Strassen, Luxembourg, R.C.S. Luxembourg: B 82 183.
    IPConcept (Luxembourg) S.A. has been approved as an EU management company in accordance with Chapter 15 of the Law of December 17, 2010 and as an Alternative Investment Fund Manager (AIFM) in accordance with Articles 5 to 19 of the Law of July 12, 2013 and is subject to supervision by the Commission de Surveillance du Secteur Financier (CSSF) in Luxembourg.
  • Fund type, country of origin, applicable legal provisions, the competent supervisory authority of the fund and the EU management company or the AIFM are contained in the relevant legal fund documents.
  • The information contained on this website does not constitute investment advice. The funds may not be suitable or appropriate for all investors. The information does not take into account the individual circumstances, the investment objectives, the financial situation or the specific needs of the investors. If you have any doubts as to whether an investment is suitable / appropriate for you, please consult your financial advisor or independent financial advisor before making any investment or financial decisions.
    Under NO circumstances should this information be construed as legal or tax advice.
  • The current versions of the fund prospectuses and other documents (e.g. key investor information documents (KIIDs), annual report, semi-annual report) are available on this website and can be obtained on request from IPConcept (Luxembourg) SA in a language accepted in the country you have selected . The availability of documents depends on the type of fund, type of investor and country.
  • These documents, as well as other country-specific documents, may also be available from other local offices, as indicated in every fund prospectus.
  • In order to be able to make investment decisions on an informed basis, please read the relevant legal documents, which must be provided to any investor before investing. Please ensure that you understand the nature of each fund and the specific risks involved in order to determine whether a fund is a suitable product for you.
  • Be aware of the following risks:
    • Past performance relates to the past. Past performance is no guarantee of future returns and can be misleading. Future returns will depend on market developments, the skills of the fund manager, the risk of the fund and subscription, management and redemption fees. The calculation method for the performance is determined in accordance with the specifications contained in each local regulation.
    • The value of the shares / shares and the expected income can go down as well as up and you can lose all of your investment. The return can be negative due to losses.
    • Fluctuations in exchange rates can cause the value of the underlying foreign investments to decrease or increase. Fluctuations in exchange rates may adversely affect the value or income (if any) of the Funds.
    • The amount of tax benefits or tax liabilities depends on the individual circumstances and can change from time to time. Investors should therefore consult their tax advisers on the tax implications of buying or selling funds and receiving distributions in relation to funds.
  • The information and documents contained on this website are current at the time of publication.
  • The information and documents provided - as well as the terms of use for access to and use of this information and documents - can be changed without prior notice.

By clicking "ACCEPT" you confirm that you:

  • meet the criteria of the type of investor you have selected;
  • Have your permanent residence / registered office in the country you have selected;
  • are legally entitled to access this website and are not a US person;
  • have read and understood the “important information” together with the “terms of use” and that you agree to them.

If you are not authorized to access this website, including all available information, or if you need to change your previous selection, please return to the country page or leave this website.

×

Consent to the use of data.

I consent to my personal data, in particular surname, first name, email address, by IPConcept (Luxembourg) S.A. may be processed for the purpose of sending the newsletter.

Rights of the data subject: information, correction, deletion and blocking, right of objection

In accordance with Article 15 GDPR, you are entitled at any time to notify IPConcept (Luxembourg) S.A. to request extensive information on the data stored about you.

In accordance with Article 17 of the GDPR, you can contact IPConcept (Luxembourg) S.A. at any time. request the correction, deletion and blocking of individual personal data.

In addition, you can make use of your right of objection at any time without giving reasons and change or completely revoke the declaration of consent given with effect for the future.You can send your revocation either by post, e-mail or fax to IPConcept (Luxemburg) S.A. to transfer. You will not incur any costs other than postage or transmission costs according to the existing basic tariffs.

Further information on the handling of IPConcept (Luxemburg) S.A. with the provisions of the GDPR can be found here.

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